Dale Kramer, CFP®, MS, MDiv
Principal
Dale Kramer brought his Minnesota roots to northern New York more than 41 years ago. The “North Country” holds a special place in Dale’s heart because it is where he met the love of his life and settled into the wonderful benefits of living in the small community of Massena, New York. For 37 years, Dale has traversed various aspects of financial planning within the context of a corporate structure.
Dale enjoys taking advantage of the four seasons in northern New York. He is an avid long-distance runner and appreciates the wide array of outdoor sporting opportunities that define a fulfilling lifestyle in the St. Lawrence Valley and the Adirondack Mountains. Additionally, Dale is passionate about music, theatre, and the performing arts. For 22 years, he has volunteered his musical skills on trumpet to participate in high school musicals as an orchestra pit member.
Kramer graduated from Carleton College in Northfield, Minnesota, in 1978. After attending the University of Minnesota in 1979, he embarked on a journey to the state of New York.
Dale is a financial consultant with 37 years of experience and has accumulated various professional accomplishments within the financial planning field. These designations include the CFP® certification, as well as an MS in financial services. Both of these were completed under the tutelage of the College for Financial Planning in Denver, Colorado.
In 2019, Dale completed an MDiv degree from Regent University in Virginia Beach, Virginia. The deductive and inductive methodologies honed during his academic experience at Regent assist with his holistic approach to financial planning, which is grounded in universal principles that have stood the test of time.
Dale has acquired the following industry registrations, designations, and appointments:
- Investment Advisor Representative (FINRA Series 65 securities registration)
- General Securities Registered Representative (FINRA Series 7 securities registration)
- NASAA Uniform Securities Agent (FINRA Series 63 securities registration)
- Life and Variable Insurance Licenses in New York
- CERTIFIED FINANCIAL PLANNER™ certification
Sue Kramer
Director of Operations
Sue Kramer brings a wealth of experience to the team at Kramer Wealth Strategies, LLC. For 32 years, Sue was employed by Alcoa in the IT department. Some of her responsibilities included managerial oversight, software development, systems analysis, process control, implementation, budget development. After six years of retirement, Sue decided to assist Dale in his lifelong dream of owning a financial practice. Her previous experiences fit beautifully as she assumed a new role as the director of operations.
Sue is a native of northern New York. She received her bachelor’s degree from SUNY, Potsdam in 1981 and began her career with Alcoa upon graduation. While she loves the four seasons, the opportunity to retire in 2014 sparked an interest in spending winters in Naples, Florida. For the past five years, Sue, Dale, and the two Labradoodles, Neta and Abby, drive to sunny Florida and set up residence. Typically, Dale flies back and forth a few times a year to enjoy some of the sunshine and get a chance to run outside without snow.
Lisa Green
Client Services Manager
For 29 years, I have had the privilege of working with Lisa as we have navigated numerous nuances in the financial services field. Her steadfastness and ability to recognize the concerns of the people we have served are unparalleled. Mere words cannot express adequately all the elements that she brings to a team. She has diligently gone the extra mile as she passionately serves the needs of our clients. She is relentless in her pursuit of administrative requirements embedded in an active financial planning practice. She brings the added dimension of financial understanding and knowledge that is so crucial in markets that can be uncertain and volatile. Lisa is a life-long resident of Norwood, New York, bringing her perspective and insight into a financial arena that can be daunting for many of us. Her decision to join Kramer Wealth Strategies as our Client Services Manager is the capstone of the team.
Lisa has acquired the following industry registrations:
- General Securities Registered Representative (FINRA Series 7 securities registration)
- NASAA Uniform Securities Agent (FINRA Series 63 securities registration)
Cindy Harper-Baxter
Client Services Associate
Once in a while, we get to experience the effects when lightning strikes. For everyone who knows her, Cindy is that lightning rod of creativity, passion, and service. Over the years, my wife and I have been blessed beyond measure as we have journeyed with Cindy through landscaping, remodeling, and beautification projects in our home and now with our new office. She brings a myriad of multi-faceted talents whenever she immerses herself in a new endeavor. For many years, Cindy worked in the medical field with a local doctor, coordinating appointments, and record keeping. She is a life-long resident of Northern New York. Many residents in the greater Massena area have experienced her creativity as she refreshes, restores, and revitalizes our homes with furnishings that transcend the mundane. We are so excited that she has decided to apply her talents and join our team as our Client Services Associate.